TERMS &

1. Definitions

• RipzClub, we, us, our means RipzClub Pty Ltd.
• You, your, User means anyone using the site, purchasing Ripz Packs, trading or storing slabs, or otherwise engaging with our services.
• Ripz Pack means a product sold by RipzClub which contains a graded slab card.
• Vault means your secure digital storage of slabs on RipzClub.
• Wallet means your RipzClub account balance utilised for transactions or withdrawals.

2. Eligibility

• You must be at least 18 years old.
• You must have legal capacity to enter into contracts.
• You agree to provide accurate and up‑to‑date information when you register or make a purchase.

3. Acceptance of Terms

• By registering an account, purchasing, or using any RipzClub service, you accept these Terms.
• You must agree to these Terms before completing any purchase or transaction.

4. Account Security

• You are responsible for keeping your account credentials safe.
• You must notify us immediately if you suspect unauthorized access or misuse of your account.

5. Product Descriptions

• All Ripz Packs are described accurately to the best of our ability.
• Every slab is graded through our partner (CardAgain).
• Images and descriptions are indicative; minor variations may occur (e.g. slab serial number, lighting).

6. Ordering, Payment & Pricing

• Payments must be made in full at the time of purchase.
• Accepted payment methods are those listed on the website.
• All prices are in AUD and include applicable GST or taxes if required.
• We reserve the right to change prices, but changes will not affect orders already confirmed.

7. Consumer Guarantees & Returns

• Where applicable, consumer guarantees under the Australian Consumer Law (ACL) apply (goods must be of acceptable quality, fit for purpose, match description).
• If a slab is faulty, mis‑graded, significantly damaged in transit, or not as described, you may seek remedies (repair, replacement, refund) under ACL.
• We do not provide returns or refunds for change of mind or buyer's remorse.

8. Vault & Wallet

• Slabs can be stored in your Vault until you choose to ship or trade them.
• Wallet funds may be used for purchases, transaction fees, withdrawals, or for resale transactions.
• Withdrawal of funds is subject to verification requirements and minimum threshold.

9. Peer‑to‑Peer Sales

• P2P sales are governed by our Peer‑to‑Peer Selling Terms.
• Sellers must own the slab, it must be in their Vault, and must be accurately described.
• RipzClub is a platform facilitating P2P transactions; responsibility for listings lies with the seller.

10. Shipping, Delivery & Risk

• Shipping options, costs, and insurance are as described in our Shipping Policy.
• Risk of loss or damage to slabs passes to you once the slab is dispatched.
• You are responsible for correct delivery address; we are not liable for error if address is incorrect.

11. Liability & Indemnity

• To the maximum extent permitted by law, RipzClub's liability for any claim is limited to the purchase price of the affected slab or Ripz Pack.
• RipzClub is not liable for indirect, incidental, consequential or special losses.
• You agree to indemnify RipzClub against any claim arising from your misuse of the service, violation of these Terms, or breach of laws.

12. Intellectual Property

• All content on RipzClub (text, graphics, logos, slab images, layout) is owned by or licensed to us.
• You may not reproduce or use our intellectual property for commercial purposes without written permission.

13. Termination & Suspension

• We may suspend or terminate your account if you breach these Terms.
• We reserve the right to refuse service, cancel orders, or remove content at our discretion.

14. Governing Law & Jurisdiction

• These Terms are governed by the laws of the State/Territory of [insert state, e.g. Victoria], Australia.
• Disputes will be subject to the courts of that state or territory.

15. Changes to Terms

• RipzClub may update these Terms from time to time.
• We will publish updates on our website and notify Users if changes are material.
• Continued use of RipzClub after updates constitutes acceptance of the revised Terms.

16. Contact Information

If you have any questions or concerns about these Terms, contact us at: